> S.C. Anderson
> PO Box 1302
> Minnetonka, MN  55345
> 
> Superior Health Insurance
> ATTN: Claims Review
> 1423 W. 90th St.
> New York, NY 05016
> 
> Dear Sir:
> 
>         This letter is in response to your recent letter requesting a more
> detailed explanation concerning my recent internment at Methodist Hospital.
> Specifically, you asked for an expansion in reference to Block 21(a)(3)
> of the claim form (reason for hospital visit).  On the original form, I
> put ``Stupidity''.  I realize now that this answer was somewhat vague
> and so I will attempt to more fully explain the circumstances leading
> up to my hospitalization.
>         I had needed to use the restroom and had just finished a quick bite
> to eat at the local burger joint.  I entered the bathroom, took care of my
> business, and just prior to the moment in which I had planned to raise my
> trousers, the locked case that prevents theft of the toilet paper in such
> places came undone and, feeling it striking my knee, unthinkingly, I 
> immediately, and with unneccesary force, returned the lid back to its normal 
> position.
>         Unfortunately, as I did this I also turned and certain parts of my
> body, which were still exposed, were trapped between the device's lid and its
> main body.  Feeling such intense and immediate pain caused me to jump back.
> It quickly came to my attention that, when one's privates are firmly attached
> to an unmoveable object, it is not a good idea to jump in the opposite
> direction.
>         Upon recovering some of my senses, I attempted to reopen the lid.
> However, my slamming of it had been sufficent to allow the locking mechanism
> to engage.  I then proceeded to get a hold on my pants and subsequently 
> removed my keys from them.  I intended to try to force the lock of the device 

> open with one of my keys; thus extrcating myself.
>         Unfortunately, when I attempted this, my key broke in the lock.
> Embarassment of someone seeing me in this unique position became a minor
> concern, and I began to call for help in as much of a calm and rational manner

> as I could.  An employee from the resturaunt quickly arrived and decided that
> this was a problem requiring the attention of the store manager.
>         Betty, the manager, came quickly. She attempted to unlock the device
> with her keys.  Since I had broken my key off in the device, she could not
> get her key in.  Seeing no other solution, she called the EMS (as indicated
> on your form in block 21(b)(1)).
>         After approximately 15 minutes, the EMS arrived, along with two police

> officers, a fire-rescue squad, and the channel 4 ``On-the-Spot'' news team. 
> The guys from the fire department quickly took charge as this was obviously a
> rescue operation.  The senior member of the team discovered that the device 
> was attached with bolts to the cement wall that could only be reached once 
> the device was unlocked. (His discovery was by means of tearing apart the 
> device located in the stall next to the one that I was in. (Since the value of
 
> the property destroyed in his examination was less than $50 (my deductable)
> I did not include it in my claim.)  His partner, who seemed like an 
> intelligent fellow at the time, came up with the idea of cutting the device 
> from the wall with the propane torch that was in the rescue truck.
>         The fireman went to his truck, retrieved the torch, and commenced to
> attempt to cut the device from the wall.  Had I been in a state to think of
> such things, I might have realized that in cutting the device from the wall
> several things would also inevitably happen.  First, the air inside of the
> device would quickly heat up, causing items inside the device to suffer the 
> same effects that are normally achieved by placing things in an oven. Second, 

> the metal in the device is a good conductor of heat causing items that are in 

> contact with the device to react as if thrown into a hot skillet. And, third, 

> molten metal would shower the inside of the device as the torch cut through.
>         The one bright note of the propane torch was that it did manage to
> cut, in the brief time that I allowed them to use it, a hole big enough for a 

> small pry bar to be placed inside of the device.  The EMS team then loaded me,
 
> along with the device, into the waiting ambulance as stated on your form.
>         Due the small area of your block 21(a)(3), I was unable to give a
> full explanation of these events, and thus used the word which I thought
> best described my actions that led to my hospitalization.
>  
>  Sincerely,
>      S. Anderson